If she gets "into" photography it might limit her quit a bit. I don't recall everything that lead me over to the FZ150 but low light and I think flash limitations as well. Both will take great pictures under normal light conditions. Its when you want to start playing with light that the Panasonic is a little better. The panasonic got a better auto focus review as well for tracking moving subject matter. Neither is a DSLR. I'm still learning to use my Panasonic, but I don't have any grips yet. Other than I've already dinged the lens on a rock
There is also a lower model Panasonic but I don't recall what is missing over the one I got.
Hope that helps