If you're willing to risk it, having the spare in the stock location is IMVHO actually a benefit since it acts like a cushion when you do drag and as long as you're in mild rocks and trees the chance of cutting the sidewall is a little lower. The upside is you put less shock through your bed and camper, so it lasts longer before starting to fatigue.
'91 Pickup - Imelda
'08 Tacoma TRD - Donna
'09 Kawasaki KLR650
'12 Gunnar Rockhound 29
"Our task must be to free ourselves from this prison by widening our circle of compassion to embrace all living creatures and the whole of nature in its beauty. Nobody is able to achieve this completely, but the striving for such achievement is in itself a part of the liberation and a foundation for inner security. " --Albert Einstein