Rising Sun Member Forums  

Go Back   Rising Sun Member Forums > Toyota 4x4 > General Chit Chat

Thread Tools
Old 11-25-2005, 09:17 PM
mmmahhmatt mmmahhmatt is offline
Rock Stacker
Join Date: Nov 2005
Posts: 10
Thumbs up need help w/apprasial in summit co.

my sweet 1984 fj60 was taken from me by a careless driver. looking for an accurate apprasial. having difficulty getting a fair settlement from progressive (the other drivers co.). does anyone know an appraiser to recommend?
Reply With Quote
Old 11-28-2005, 09:24 AM
Red_Chili's Avatar
Red_Chili Red_Chili is offline
Hard Core 4+
Join Date: Aug 2005
Location: Littleton CO
Posts: 8,400

When Red Chili 1 was clipped by a Furd Exploder running a red, I ran into the same thing. They just wanted to pay book.

Since a Cruiser has no accurate book these days, your strategy should be a good one. I nearly doubled what I got via these easy steps:
1) Be persistent and polite. Tell them their offer is simply not fair value. Ask them what kind of supporting data they need. By the way, they won't pay labor for mods. But they will pay for supportable retail prices - depreciated, unfortunately.
2) Call often. Provide comparables for sale at or about the price you think is fair (really, shoot high: they will still dicker down).
3) Did I say be persistent? And keep providing comparables?
4) If you don't get what you want ask to speak to their adjuster's boss. Start over with him/her.
5) Call often and be persistent. Remain nice, but wear their phone out. Keep providing comparables and additional information.
6) Repeat as needed.

Finally wore the State Farm guy (you know, the worst possible insurance company for such things) down until he, in desperation, gave me an almost fair price, AND a stealing deal on buy back (they have a fair amount of flexibility on that, so it can be a bone they can throw you).

To avoid ever having to do this again, I got an enthusiast's/collector's stated-value policy on Red Chili II. Not real expensive, a very good idea though.
-Bill Morgan
Heb Dduw, heb ddim; Duw a digon
Abnormally aspirated
Bio Page
I'm that gun-totin', farm-raised, evangelical, pro-environment, OHV ridin'/drivin', Southern civil rights pro-labor Liberal yo' momma told you couldn't possibly exist.
Reply With Quote

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

All times are GMT -6. The time now is 02:13 PM.

Powered by vBulletin® Version 3.7.1
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.